Renovation financing
interest-free
Pay for the work over 5 years, interest-free.
With Domidea, you can renovate your home without financial stress. Thanks to our renovation financing, you can obtain up to €50,000 to be repaid in 60 monthly installments. Meanwhile, you recover 50% through tax deductions. A more beautiful, more functional home that is truly yours. A sustainable investment.
How renovation financing works
With Domidea, you can finance up to 50% of the total value of the renovation work, with a maximum limit of €50,000, in 60 convenient monthly installments. The remaining 50%? You pay it only at 4 specific milestones, based on work progress (SAL).
With Domidea’s home renovation financing, no heavy down payments. No hidden costs. Only certainties.
Financing example
Total work amount €36,000
Remaining amount €18,000
Not financed 50%
Amount: €18,000
Payment tranches
- Down payment 0%
- Payment 1 45%
- Payment 2 45%
- Balance 10%
- - €0.00
- - €8,100.00
- - €8,100.00
- - €1,800.00
Financed 50%
Amount: €18,000
Payment tranches
- €300.00 x 60 installments
Tax deduction
Thanks to Tax Deductions, every year for 10 years you will receive Tax Deductions equal to €1,800.00.
Total cost
renovation €18,000
A tangible benefit: pay only for actual work
Thanks to payment by SAL (Work Progress Status), you maintain control over every phase. You pay only when the work is done. If something slows down, you can slow down too. An additional guarantee that Domidea offers compared to many competitors.
And the deductions? Even more advantageous
With Domidea, even the financed amount is deductible immediately. You don’t have to wait until you’ve finished paying the installments to start recovering 50%: the tax benefit begins right away, even though the repayment extends over 5 years.
Domidea’s renovation financing, combined with tax deductions, is the most cost-effective way to renovate your home, and with the Turnkey formula, you can renovate worry-free.
Why take advantage now
The 50% Tax Deductions are in effect until December 31, 2026, subject to extensions.
Take advantage of tax incentives and financing to renovate: the sooner you renovate, the sooner you start saving. And with Domidea, you do it interest-free and with complete peace of mind.
No obligation. No surprises. Just the home you’ve always wanted.
Advertising message for promotional purposes. Before signing up, carefully read the economic and contractual conditions, referring to the document called European Consumer Credit Information (SECCI) available at participating/affiliated Points of Sale. The participating/affiliated Points of Sale act for the Bank as credit intermediaries on a non-exclusive basis and as an ancillary activity to their commercial/professional business. Subject to approval by Deutsche Bank SpA.
Representative example: total credit amount €20,000 to be repaid in 60 monthly installments of €354.34 each, fixed APR 0.00%, APRC 0.65%, periodic communication fees €3, collection fees €5, processing fees €0, tax charges €16, total amount payable by consumer €20,331. Offer valid until 12/31/2026. Financing amount: from €10,000 to €50,000. Minimum renovation amount: €20,000. Maximum renovation amount: €100,000. First installment after 30 days. Deferring the start of installment payments generates interest. The calculated rate refers to the scenario considered in the example provided and may change depending on conditions. The APRC represents the total cost of credit expressed as an annual percentage and includes interest and all costs borne by the customer (such as processing fees, commissions, collection management charges, taxes). Advertising message for promotional purposes. Before signing up, carefully read the economic and contractual conditions, referring to the document called European Consumer Credit Information (SECCI) available at participating/affiliated Points of Sale. The participating/affiliated Points of Sale act for the finance company as credit intermediaries on a non-exclusive basis and as an ancillary activity to their commercial/professional business. Subject to approval by the finance company. Offer valid until 12/31/2026.
